Wilmington NC

Address: 2390 Carolina Beach Rd #153, Wilmington, NC, 28401
Phone number: (910) 782-5475

See how much you can borrow

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

step 2

Get your vehicle qualified

We verify the information you have given us.

step 3

Send supporting documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

step 4

Cash in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.
Why are we the best in the market?

Why are we the best in the market?

1. Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-302-4994 or apply online.

2. Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3. Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4. Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified

5. Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6. Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

Your driver license

You'll need a form of identification.

Proof of Insurance

You will need proof of insurance and registration on your vehicle.

Must be 18 or older

You must be 18 or older to apply for a title loan.

The vehicle

You must have the vehicle and you must provide proof of ownership.

Proof of income

You must have proof of income at least $1500 a month.

Welcome to Speedy Title Loans, Wilmington’s trusted source for hassle-free auto title loans. If you find yourself facing unexpected expenses or in need of urgent funds, our dedicated team is here to help. With our quick and convenient process, you can get the cash you need within hours, utilizing the equity in your vehicle. Call us today at 888-303-4994 and experience the Speedy Title Loans difference!

Fast and Easy Auto Title Loans in Wilmington, NC: At Speedy Title Loans, we understand that financial emergencies can arise at any time. That’s why we specialize in providing residents of Wilmington, NC, with fast and easy auto title loans. Our streamlined application process ensures minimal paperwork, allowing you to get the funds you need quickly and without unnecessary delays.

Why Choose Speedy Title Loans in Wilmington, NC?

  1. Speedy Approval: We value your time and offer a quick approval process, so you can receive your funds promptly.
  2. Competitive Interest Rates: Our auto title loans come with competitive interest rates, ensuring manageable repayment terms.
  3. Flexible Repayment Options: We work with you to create a repayment plan that suits your unique financial situation.
  4. Keep Driving Your Car: While you repay your loan, you can continue driving your vehicle without any disruptions.
  5. Outstanding Customer Service: Our friendly and knowledgeable team is always available to answer your questions and guide you through the loan process.

Unlock the Equity in Your Vehicle

At Speedy Title Loans, we base the loan amount on the equity of your vehicle, not your credit score. Whether you own a car, truck, motorcycle, or RV, as long as it has a clear title, you can use it as collateral to secure a loan. Our professional appraisers will assess the value of your vehicle, and you can borrow up to that amount, allowing you to access the cash you need without the hassle of traditional bank loans.

FAQs

  • How does the process work?

    We have a full electronic, online process.  You just need to fill out the form on our website to see if your car is qualified or you can call into our office at 888-302-4994.  Once that’s done there will be a link sent out to you with a full application that takes roughly 3 minutes to complete.  During that process you will upload:

    • Proof of title
    • Photos of your car
    • Proof of income
    • Proof of residence (any bill with your address on it)

    After that is complete we will e-mail the contract out to you and begin taking steps to setup funding.

    Funds can be sent to you by Check/Wire/ACH/Moneygram.

  • Do I have to bring my car in?

    No. We have a full electronic process and we do not inspect your car in person. Borrowers just need to take pictures of their car and send it in by e-mail/text.

  • Do you guys hold onto my car?

    During the term of your title loan, the vehicle remains in your possession and you continue to drive it normally so long as you make your monthly payments on time. After the loan has been repaid in full, the lender can remove their name from the vehicle’s title.

  • How do you value my vehicle?

    Typically, the year, make, model, and mileage of a vehicle determine its resale value. However, vehicle modifications such as interior/exterior upgrades and the vehicle’s overall condition are also taken into account when determining equity. The more information you provide, the more Speedy Title Loans may be able to help!

  • Why go with a title loan over a regular bank loan?

    Title loans can be considerably quicker and have fewer requirements than conventional bank products. Not everyone can meet a bank’s stringent loan requirements, which is why title loans may be a better option if you have been denied bank loans in the past.

  • Why get a title loan?

    Title loans are renowned for being quick and effective financing options. At Speedy Title Loans, you can borrow up to $50,000* using your car as collateral!

  • What is a title loan?

    A title loan is a secured, short-term loan. Using the equity in the vehicle title as collateral, title loans can be a quick method for individuals with poor or no credit to obtain funds. Speedy Title Loans is committed to finding you the best offer on a car title loan so that you can get the cash you need today.