Nicholasville KY

Address: 99 Wind Haven Dr Suite 11, Nicholasville, KY, 40356
Phone number: (859) 470-2153

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

step 2

Get your vehicle qualified

We verify the information you have given us.

step 3

Send supporting documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

step 4

Cash in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.
Why are we the best in the market?

Why are we the best in the market?

1. Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-302-4994 or apply online.

2. Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3. Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4. Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified

5. Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6. Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

Your driver license

You'll need a form of identification.

Proof of Insurance

You will need proof of insurance and registration on your vehicle.

Must be 18 or older

You must be 18 or older to apply for a title loan.

The vehicle

You must have the vehicle and you must provide proof of ownership.

Proof of income

You must have proof of income at least $1500 a month.

Welcome to Speedy Title Loans in Nicholasville, KY! When unexpected expenses arise and you find yourself in need of quick cash, our local team is here to help. We specialize in providing auto title loans, offering a simple and convenient way for residents of Nicholasville and the surrounding areas to access the funds they need. With our reliable service and flexible terms, we make it easy for you to get the cash you deserve. Call us today at 888-303-4994 to learn more about our Nicholasville auto title loans.

Nicholasville Auto Title Loans

 At Speedy Title Loans, we understand that financial emergencies can happen to anyone. That’s why we offer auto title loans as a reliable solution for individuals facing temporary cash shortages. Our process is straightforward and hassle-free. Simply bring your vehicle and its clear title to our Nicholasville location, and our friendly team will guide you through the rest. We’ll assess the value of your vehicle and determine the loan amount you qualify for, ensuring a fair and transparent evaluation.

Our auto title loans feature:

  1. Quick Approval: We know time is of the essence, so we strive to provide swift approvals. Once you meet our simple requirements and submit the necessary documents, you can often receive your cash on the same day.
  2. Competitive Interest Rates: We offer competitive interest rates to ensure that you receive the most favorable terms possible. Our goal is to provide you with a loan that fits your needs and budget.
  3. Flexible Repayment Options: We understand that everyone’s financial situation is different. That’s why we offer flexible repayment options tailored to your specific circumstances. Our team will work with you to create a repayment plan that suits your budget, ensuring a stress-free experience.

FAQs

  • How does the process work?

    We have a full electronic, online process.  You just need to fill out the form on our website to see if your car is qualified or you can call into our office at 888-302-4994.  Once that’s done there will be a link sent out to you with a full application that takes roughly 3 minutes to complete.  During that process you will upload:

    • Proof of title
    • Photos of your car
    • Proof of income
    • Proof of residence (any bill with your address on it)

    After that is complete we will e-mail the contract out to you and begin taking steps to setup funding.

    Funds can be sent to you by Check/Wire/ACH/Moneygram.

  • Do I have to bring my car in?

    No. We have a full electronic process and we do not inspect your car in person. Borrowers just need to take pictures of their car and send it in by e-mail/text.

  • Do you guys hold onto my car?

    During the term of your title loan, the vehicle remains in your possession and you continue to drive it normally so long as you make your monthly payments on time. After the loan has been repaid in full, the lender can remove their name from the vehicle’s title.

  • How do you value my vehicle?

    Typically, the year, make, model, and mileage of a vehicle determine its resale value. However, vehicle modifications such as interior/exterior upgrades and the vehicle’s overall condition are also taken into account when determining equity. The more information you provide, the more Speedy Title Loans may be able to help!

  • Why go with a title loan over a regular bank loan?

    Title loans can be considerably quicker and have fewer requirements than conventional bank products. Not everyone can meet a bank’s stringent loan requirements, which is why title loans may be a better option if you have been denied bank loans in the past.

  • Why get a title loan?

    Title loans are renowned for being quick and effective financing options. At Speedy Title Loans, you can borrow up to $50,000* using your car as collateral!

  • What is a title loan?

    A title loan is a secured, short-term loan. Using the equity in the vehicle title as collateral, title loans can be a quick method for individuals with poor or no credit to obtain funds. Speedy Title Loans is committed to finding you the best offer on a car title loan so that you can get the cash you need today.