Lexington, KY

Address: 141 Prosperous Pl Suite 25, Lexington, KY, 40509
Phone number: (859) 475-1833

See how much you can borrow

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

step 2

Get your vehicle qualified

We verify the information you have given us.

step 3

Send supporting documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

step 4

Cash in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.
Why are we the best in the market?

Why are we the best in the market?

1. Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-302-4994 or apply online.

2. Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3. Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4. Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified

5. Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6. Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

Your driver license

You'll need a form of identification.

Proof of Insurance

You will need proof of insurance and registration on your vehicle.

Must be 18 or older

You must be 18 or older to apply for a title loan.

The vehicle

You must have the vehicle and you must provide proof of ownership.

Proof of income

You must have proof of income at least $1500 a month.

Auto Title Loans in Lexington, KY

In the heart of the Bluegrass State, Lexington, Kentucky, Speedy Title Loans is your trusted partner for quick and dependable financial help. We understand that life can present unforeseen financial challenges that require immediate solutions. That’s why we offer the opportunity to secure the funds you need, often on the same day you apply.

How to Apply for Auto Title Loans in Lexington, Kentucky

Applying for an auto title loan in Lexington, KY, is straightforward with Speedy Title Loans. Your vehicle’s equity, free from any liens, acts as the collateral for the loan. To start the ball rolling, simply bring your vehicle to your closest Speedy Title Loans location for a complete valuation. This evaluation is essential in determining the loan amount you’re eligible for. Even if your credit history isn’t ideal, don’t be discouraged; we offer financial solutions that cater to a diverse range of credit situations. All you need is a lien-free title in your name and a government-issued ID that matches the name on the title.

At Speedy Title Loans in Lexington, you have the choice to borrow up to $2,500 via a title pledge, or you can opt for a secured line of credit up to $4,000. If you currently have a title loan with another lender, we may be able to assist you in refinancing it for a more competitive interest rate.

Why Choose Speedy Title Loans in Lexington?

The perks of selecting Speedy Title Loans in Lexington are abundant. Our application process has been fine-tuned for efficiency and user-friendliness, providing a seamless customer experience. Our professional and courteous staff is always on standby to guide you through the application and approval stages. Additionally, we understand that your vehicle is indispensable in your daily activities. That’s why, although we hold a lien on your car title, you continue to have full access to your vehicle for the duration of the loan.

Lexington, famously known as the “Horse Capital of the World,” is a city with a rich cultural heritage and a booming economy driven by sectors like healthcare, education, and technology. Whether you’re an equestrian enthusiast, a student at the University of Kentucky, or a small business owner, financial hiccups can strike anyone. Speedy Title Loans is steadfast in its commitment to assisting the residents of this vibrant city to regain their financial stability.

For swift financial assistance, contact us today at (859) 475-1833 to initiate your application process!

FAQs

  • How does the process work?

    We have a full electronic, online process.  You just need to fill out the form on our website to see if your car is qualified or you can call into our office at 888-302-4994.  Once that’s done there will be a link sent out to you with a full application that takes roughly 3 minutes to complete.  During that process you will upload:

    • Proof of title
    • Photos of your car
    • Proof of income
    • Proof of residence (any bill with your address on it)

    After that is complete we will e-mail the contract out to you and begin taking steps to setup funding.

    Funds can be sent to you by Check/Wire/ACH/Moneygram.

  • Do I have to bring my car in?

    No. We have a full electronic process and we do not inspect your car in person. Borrowers just need to take pictures of their car and send it in by e-mail/text.

  • Do you guys hold onto my car?

    During the term of your title loan, the vehicle remains in your possession and you continue to drive it normally so long as you make your monthly payments on time. After the loan has been repaid in full, the lender can remove their name from the vehicle’s title.

  • How do you value my vehicle?

    Typically, the year, make, model, and mileage of a vehicle determine its resale value. However, vehicle modifications such as interior/exterior upgrades and the vehicle’s overall condition are also taken into account when determining equity. The more information you provide, the more Speedy Title Loans may be able to help!

  • Why go with a title loan over a regular bank loan?

    Title loans can be considerably quicker and have fewer requirements than conventional bank products. Not everyone can meet a bank’s stringent loan requirements, which is why title loans may be a better option if you have been denied bank loans in the past.

  • Why get a title loan?

    Title loans are renowned for being quick and effective financing options. At Speedy Title Loans, you can borrow up to $50,000* using your car as collateral!

  • What is a title loan?

    A title loan is a secured, short-term loan. Using the equity in the vehicle title as collateral, title loans can be a quick method for individuals with poor or no credit to obtain funds. Speedy Title Loans is committed to finding you the best offer on a car title loan so that you can get the cash you need today.