Durham, NC

Address: 200 Meredith Dr suite 111, Durham, North Carolina, 27713
Phone number: (743) 529-5501

See how much you can borrow

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How does the process work?

step 1

Apply today

Complete some basic information about your car to get the process started. It takes less than 2 minutes.

step 2

Get your vehicle qualified

We verify the information you have given us.

step 3

Send supporting documents

Your ID or driver license, proof of income (min $1500/mo) and your car title.

step 4

Cash in hand

Receive the money by cash, check, or deposit. It’s fast and takes about 1 hour.
Why are we the best in the market?

Why are we the best in the market?

1. Have your cash in hand in less than 24 hours.

Get approved for a loan in less than 15 minutes by calling 888-302-4994 or apply online.

2. Low and competitive rates.

The interest rate lowers every month, once you make a monthly payment.

3. Keep driving your car once you get your cash.

You’ll keep driving your car and receive your title back once your last payment has been completed.

4. Over 100 convenient locations.

There are over 100 offices in the US so it’s easy to get your car qualified

5. Bad credit - OK

You don’t need to have a good credit to get a car title loan.

6. Highly flexible loan terms.

Choose how long your loan term is. Find a plan that fits your needs.

What are the requirements to get a title loan?

Title of your vehicle

The title must be under your name and the vehicle must be lien-free.

Your driver license

You'll need a form of identification.

Proof of Insurance

You will need proof of insurance and registration on your vehicle.

Must be 18 or older

You must be 18 or older to apply for a title loan.

The vehicle

You must have the vehicle and you must provide proof of ownership.

Proof of income

You must have proof of income at least $1500 a month.

Welcome to Speedy Title Loans in Durham, NC – Your Go-To Source for Rapid Financial Relief

Facing an unexpected financial hurdle? Don’t worry—Speedy Title Loans in Durham is here to help you cross it. As Durham’s top choice for auto title loans, we offer swift, reliable, and tailored financial solutions to help you manage life’s curveballs. With a focus on excellent customer service, competitive interest rates, and personalized payment plans, we aim to simplify the loan process for you.

Applying for Auto Title Loans in Durham, North Carolina

Begin your journey to financial relief by bringing your lien-free vehicle to a Speedy Title Loans branch in Durham for a comprehensive evaluation. The loan amount will be determined by the value of your car—no need to worry about your credit score affecting your eligibility. Just present a lien-free title and a government-issued ID matching the name on the title, and you could be well on your way to securing a loan.

Speedy Title Loans allows you to borrow up to $2,500 via a title pledge or even up to $4,000 through a secured line of credit. Already have a title loan with another lender? We could help you refinance it at a more favorable rate.

Why Durham Residents Prefer Speedy Title Loans

  1. Streamlined Application: Our straightforward and efficient application process is designed to get you the funds you need, often within the same day.
  2. Professional Assistance: Our courteous and knowledgeable team is at your service, guiding you throughout the loan process to ensure a hassle-free experience.
  3. Keep Your Car: While we temporarily hold onto your vehicle title, you continue to have full use of your car. Keep going to work, dropping kids at school, or carrying out your daily errands without any interruption.
  4. Affordable Loan Solutions: We offer competitive rates and will collaborate with you to develop a repayment plan that suits your budget.

Discover Durham, NC

Nestled in the heart of North Carolina, Durham is a city brimming with culture, history, and innovation. Whether you’re exploring the historic sites at Duke University or catching a minor league baseball game at the Durham Bulls Athletic Park, there’s no shortage of things to do. We are proud to be a part of this dynamic community and provide its hardworking residents with the financial support they require.

Ready to Take the Next Step? Call us today at (743) 529-5501 to initiate your loan application with Speedy Title Loans in Durham. Our dedicated team is eager to assist you in overcoming your financial obstacles.

FAQs

  • How does the process work?

    We have a full electronic, online process.  You just need to fill out the form on our website to see if your car is qualified or you can call into our office at 888-302-4994.  Once that’s done there will be a link sent out to you with a full application that takes roughly 3 minutes to complete.  During that process you will upload:

    • Proof of title
    • Photos of your car
    • Proof of income
    • Proof of residence (any bill with your address on it)

    After that is complete we will e-mail the contract out to you and begin taking steps to setup funding.

    Funds can be sent to you by Check/Wire/ACH/Moneygram.

  • Do I have to bring my car in?

    No. We have a full electronic process and we do not inspect your car in person. Borrowers just need to take pictures of their car and send it in by e-mail/text.

  • Do you guys hold onto my car?

    During the term of your title loan, the vehicle remains in your possession and you continue to drive it normally so long as you make your monthly payments on time. After the loan has been repaid in full, the lender can remove their name from the vehicle’s title.

  • How do you value my vehicle?

    Typically, the year, make, model, and mileage of a vehicle determine its resale value. However, vehicle modifications such as interior/exterior upgrades and the vehicle’s overall condition are also taken into account when determining equity. The more information you provide, the more Speedy Title Loans may be able to help!

  • Why go with a title loan over a regular bank loan?

    Title loans can be considerably quicker and have fewer requirements than conventional bank products. Not everyone can meet a bank’s stringent loan requirements, which is why title loans may be a better option if you have been denied bank loans in the past.

  • Why get a title loan?

    Title loans are renowned for being quick and effective financing options. At Speedy Title Loans, you can borrow up to $50,000* using your car as collateral!

  • What is a title loan?

    A title loan is a secured, short-term loan. Using the equity in the vehicle title as collateral, title loans can be a quick method for individuals with poor or no credit to obtain funds. Speedy Title Loans is committed to finding you the best offer on a car title loan so that you can get the cash you need today.