If you need a same day car title loan, look no further. 1 Hour Car Title Loans is all about speed when it comes to helping you get a loan right away.
When other car title loan companies take up to a week to help you, 1 Hour Car Title Loans can help you get same day loan approval and you can get access to your cash right away! Get started now by applying online or give us a call.
Car title loans are loans that you can get if you are the sole owner of your car. If you’ve paid your car off and don’t have any liens on it, you may be eligible for a car title loan. Car title loans use your car as collateral for your loan, meaning if your car has enough value, you can use it to back your loan. You will be able to borrow against the overall value of your car so if your car is currently worth $10,000, you’ll be able to get a loan up to that amount. Car title loans are really great loan options for you if you’re unable to get a loan at the bank.
But what if you suffer from bad credit? Don’t discount yourself from a car title loan just because you have bad credit. Instead, car title loans are known as a great means of alternative lending and can be helpful in your situation. Here’s why.
Most loans, such as the one you borrow from the bank, will be based on your credit score. Since the bank has strict requirements for loan approval, many people will be turned down since their credit score is not in excellent condition. Where can you go if you’re turned down by all the banks? Alternative lenders such as 1 Hour Car Title Loans can help you get cash even if you have bad credit. This is due to the fact that car title loans are not loans based on your credit score, but rather the value of your vehicle. So even if you have bad credit, if your vehicle has enough value, you’ll be able to get a car title loan.
Care title loans are one of the easiest and quickest ways to get the funding you need by using your vehicle to secure the loan. This means that lenders use the value in your vehicle to determine the amount of your loan. Don’t worry, you will still be able to keep your car for personal use while making payments, but will need to transfer the vehicle title to the lender until the loan is paid off. When the loan is paid off, the lender will transfer the title back to the borrower’s name.
The amount of your loan varies depending on the value of your vehicle. You can receive up to $50,000 in funding through a car title loan! Vehicles newer than 1999 are typically qualified for higher amounts.
When you get a car title loan through Speedy Title Loans, there is no limit on how you can use your funds. Whether it is to cover an emergency home repair or a late utility bill, we can help you out of your current financial problem.
Our customers are able to get the money they need in as little as 24 hours. To speed this process up, you can prepare the required documents in advance, which will cut down on the processing time.
We offer flexible loan repayment plans so that you can get the funding you need through a loan that is convenient and affordable. Payment plans can range anywhere from a few months, all the way up to 36 months. Additionally, we offer no prepayment penalties which means you can pay off your loan as early as you’d like.
Loan approval is subject to meeting the lender’s credit criteria, which may include providing acceptable property as collateral. Actual loan amount, term, and Annual Percentage Rate of the loan that a consumer qualifies for may vary by consumer. The APR for Speedy Car Title Loans Auto title Loans is 30%-35.99% (varies based on credit requirements). Repayment terms are greater than 90 days and up to 60 months. Loan proceeds are intended primarily for personal, family and household purposes. Minimum loan amounts vary by state. Consumers need to demonstrate ability to repay the loan.
The following chart contain examples that illustrate the cost of a loan to the borrower. Please let us know if you have any questions or queries. We are happy to answer all questions and provide any additional information that you may need. Our process is completely transparent, ensuring that you are able to make an informed decision.
| Number of Months | Annual Percentage Rate (APR) | Finance Charge | Amount Financed | Minimum Monthly Payment | Total of Payments |
|---|---|---|---|---|---|
| 12 (minimum) | 35.9056% | $535.44 | $2,615.00 | $256.60 | $3,150.44 |
| 24 | 35.9047% | $1,086.68 | $2,615.00 | $151.24 | $3,520.80 |
| 36 | 35.9520% | $1,692.37 | $2,615.00 | $117.70 | $4,307.37 |
| 48 (maximum) | 35.9450% | $2,345.14 | $2,615.00 | $101.91 | $4,960.14 |
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